Rockford Community Investment Fund
Promoting Economic Revitalization and Community Development

RCIF supports housing and community development ventures which, in turn, increase jobs and help build sustainable communities by offering flexible financial products and advisory services to low and moderate income communities in the City of Rockford.

Target Market Housing Statistics

These statistics show that Rockford’s low and moderate income neighborhoods which make up the Target Market need access to RCIF’s capital to improve the quality of housing for those neighborhoods.



  • 8.69% in Winnebago County
  • 9.59% in state of Illinois



  • $120,400 in Winnebago County
  • $194,500 in state of Illinois

Denied MTG


  • 14.45% in Winnebago County
  • 14.67% in state of Illinois

in Poverty


  • 11.54% in Winnebago County
  • 8.88% in state of Illinois

Next Steps

RCIF’s goal is to simplify the loan process and complete the approval process as quickly as possible to get you started on your project. Continue reading to understand the information we need in order to asses your project.

Latest News

May 26, 2023

RCIF Has Record Month for Closings in May

In May, RCIF closed on 7 new projects to provide financing for the rehabilitation of 7 houses in Rockford’s Low- and Moderate-Income neighborhoods.  To date, in […]
April 28, 2023

U.S. Treasury Certifies RCIF as a Community Development Financial Institution

RCIF is proud to announce that it has been certified by the U.S. Department of Treasury as a Community Development Financial Institution, which will enable it […]
March 17, 2023


In accordance with federal law and U.S. Department of the Treasury policy, RCIF is prohibited from discriminating based on race, color, national origin, sex, age, or […]